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The TRUTH about Fundrise Real Estate Investing

11103 ratings | 134478 views
Fundrise. Real Estate Investing with some pretty substantial returns. Is it worth it? Is it legit? Should you invest in it? Here’s what I discovered. Enjoy! Add me on Snapchat/Instagram: GPStephan Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $120 million in sales: https://goo.gl/UFpi4c Fundrise is a real estate investing service that allows you access to private market real estate deals that they say should “deliver superior risk-adjusted returns over time versus a portfolio of publicly traded stocks.” The biggest difference is that Fundrise is NOT publicly traded on a stock exchange, but they are publicly available. By being publicly available, this means that anyone can invest because they comply with the SEC disclosure regulations, and by doing so, they don’t limit themselves to accredited investors So there’s gotta be a catch, RIGHT? So I read through all 225 pages of their fine print. Here’s what I found. First concern is lack of liquidity. By investing through Fundrise, you’re pretty much tying up your money for 5 years. Even though they say that if you pull out your money prior to then at their redemption rate, which is 97% at its lowest - they still make it very clear there is no guaranteed return of your investment with no immediate plan to buy back your shares. As from their fine print: “If we do not successfully implement a liquidity transaction, you may have to hold your investment for an indefinite period.” It goes on to say “Fundrise Advisors, LLC, our wholly-owned subsidiary, has the authority, in its sole discretion, to limit redemptions by each shareholder during any quarter, including if the Manager deems such action to be in the best interest of the shareholders as a whole.” Second concern I have is their fees…which they say are 1% annually. This seems a bit high compared to other lower cost options, namely a Vanguard REIT - which charges 0.26% annually as a fee, or 74% LESS than FundRise. But, in FundRise’s defense, they’re a smaller company which invests in riskier assets that should generate higher returns to compensate to the higher fee. My third concern - and also a major reason I’d never invest in this - is that the dividends are taxes as ordinary income at your ordinary income rate. One of the many advantages of holding long term investments is capturing the long term capital gains tax rate - this is typically SIGNIFICANTLY lower than the tax rate for ordinary income. My fourth concern is how this investment will hold up in a down market. While I agree with their market strategy and can’t find any faults with where they’re investing, at some point there will be a plateau in growth, while these returns are possible NOW, I’m unsure how sustainable these are long term - and again, if you want to re-balance your portfolio, you may be stuck with your investment. And they very much acknowledge this in their fine print: “The significant growth we have experienced, particularly with respect to assets under management and revenues, will be difficult to sustain.” Fifth, I’m always a little hesitant about companies that give referral fees. While often it’s a nice gesture to give customers SOMETHING for referring business, and I totally agree with this business model, in the age of the internet, there will be people out there who will write falsely positive reviews just to get the referral bonus. When this happens, honest criticism becomes buried or harder to find. For someone wanting exposure to real estate, I believe there are many other REIT options out there that offer the liquidity and tax treatment that put you in a much better position, even if they’ll give you slightly lower returns. I’d rather sacrifice a percent or two JUST to have access to my money when I need it. So overall, no it’s not a scam - and there are some positives about what they’re doing - but from what I see, the downsides just outweigh the upside, rendering other options as more attractive when put side by side. For business inquiries or one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at GrahamStephanBusiness@gmail.com Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq Favorite Credit Cards: Chase Sapphire Reserve - https://goo.gl/sT68EC American Express Platinum - https://goo.gl/C9n4e3
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Text Comments (938)
al jones (1 day ago)
Nice vid...i have 10k in fundrise. No complaints...long term investor here.
Graham Stephan (1 day ago)
🙌🏼
Joey Yin (2 days ago)
Great video about Fundrise and thanks for sharing the research you had. I’ve been with Fundrise for three years now and so far generating about 11% annually using their “balanced” portfolio. Most of them dividends (can be reinvested) and some appreciation. Lots of K-1s and 1099s each year. I’m still in my 20s and the money invested in Fundrise will stay for a long while so I’m not too concerned.
Peter Tymbel (3 days ago)
What about crowdstreet.com and equitymultiple.com?
Simone Miller (3 days ago)
Wow I almost put my money in here, thank you!
Graham Stephan (3 days ago)
🙌🏼
Nancy Nancy (3 days ago)
thank you
Graham Stephan (3 days ago)
Thanks for watching!!
Victor M (4 days ago)
This...was very helpful. Strong focus on the key drivers. Subscribed.
Graham Stephan (4 days ago)
Thanks!!
mitchalex (6 days ago)
Graham Stephan, Fundrise offers an IRA through Millennium Trust Company. If a Fundrise user invested using their IRA, how would that change your comparisons?
Matthew Sweeney (7 days ago)
Say raise up lights in a British accent, sounds like razor blades in an Australian one. Say beer can in a British accent, it sounds like bacon in a Jamaican accent.
Graham Stephan (7 days ago)
🤯
Kefalos (7 days ago)
Thanks for the video! Any thoughts on Realtyshares or Peer Street? Also, slightly related on Masterworks?
Kefalos (7 days ago)
Sorry forgot to add, maybe a future video?
ERIC HIRTZEL (7 days ago)
You fked me I cant get back into ROBINHOOD...IT I PICE OF SCITT
AirDude Lin (9 days ago)
thank you very very much for your time and your comments...
Graham Stephan (9 days ago)
thanks for watching!
Alicia Shen Realtor (12 days ago)
Thank u so much for sharing graham!!
Qasim Naqvi (12 days ago)
Do leave your personal feedback here: https://openiun.com/crowd-sourced_poll/see-what-fundrise-investors-have-to-say-about-their-real-estate-investments/
Mauricio Castro (12 days ago)
Very educational. I want to say I appreciate your directness with less "hype", in my opinion, it makes for a great delivery method. I'm wondering if you'd share the website you display at the 12:35 minute market.
crave it cook it (12 days ago)
Thank you and you earned a subscriber
Graham Stephan (12 days ago)
Thanks!!
Matthew Falkenstein (12 days ago)
First rate, solid advice all around. I'm asking my teen-age kids to watch your videos. Thanks!
Graham Stephan (12 days ago)
Thanks!! Happy it’s helpful!
Humphrey Jones (15 days ago)
Excellent info here!
Graham Stephan (15 days ago)
thanks!!
chriss4365 (16 days ago)
I do what I want.
chriss4365 (16 days ago)
+Graham Stephan you didn't get it lol.
Graham Stephan (16 days ago)
Ok
chriss4365 (16 days ago)
Can you look at diversy fund?
hidden75 (19 days ago)
For a person that has active flips, rentals, REIT, index, and multiple investment RE notes, I put 10K into Fundrise just out of curiosity. Could I just invest into index funds, sure, but I like to have my chickens spread out across multiple farms. For someone that only has $500 to invest, owning physical real-estate isn't an option. That leaves them with a Fundrise or REIT for example. While I agree with everything you said, it's still a personal choice. If you only have a limited amount of funds, then I would agree, but if you want ultimate investment diversification, then Fundrise can help add another farm. If I lose the 10K or can't get it back for 20 years, so be it. I still have several other farms where my chickens produce.
Graham Stephan (19 days ago)
Very good point!
Samuel Akoi Saschiko (19 days ago)
Graham, if you started your own fundrise with less expensive fees, I will consider investing. :)
Graham Stephan (19 days ago)
Haha no plans to do that 😂
Samuel Akoi Saschiko (19 days ago)
The company business strategy is not a recession proof like most other businesses. Thank you for reading all those freaking 225 pages, Graham.
Graham Stephan (19 days ago)
Thanks for watching!
Don Nguyen (22 days ago)
Graham!!! I got a detailed response to all your concerns from Fundrise. Long time fan here! Below from FundRise, let me know what you think. Thanks for reaching out. We would be happy to provide some clarity. After watching the video you provided, it appears there are five main concerns brought up: liquidity, fee structure, taxes, sustainability and positive reviews. In regards to liquidity, Fundrise investments are long-term, as it takes time to grow the value of a real estate asset. Fundrise portfolios are comprised of our investment products — eREITs and eFunds — which plan to look for opportunities to provide liquidity to investors after approximately five years. While you should view your investments as long term, we do offer monthly redemption plans. Each eREIT and eFund has adopted a monthly redemption plan, whereby shareholders may request that the eREIT or eFund redeem some or all of their shares, subject to certain limitations. Your redemption price may be subject to a price discount, as can be found in the attached chart, depending on when your shares are redeemed as part of the monthly redemption program. This discount represents a liquidity premium, and only applies to shares redeemed ahead of the final liquidity event as part of the monthly redemption program. Redemption requests may be requested at any time in your account settings, and are expected to be considered over an approximate 60-90 day period. For more detail on our monthly redemption plans, please see the section titled "Redemption Plan" in the Fundrise Offering Circulars. While many companies such as Vanguard advertise low fees, it's important to note that these fees simply represent the outermost shell of the fees applied. A public REIT ETF, like those offered on Vanguard, is simply a bundle of underlying real estate investment trusts, which themselves charge standard asset management fees. There may also be additional fees for the work of actually operating and servicing the real estate. Moreover, the aforementioned fees do not even begin to take into account the costs of going public (which are implicitly passed on to investors in publicly-traded assets, as you can read about here). The result is that seemingly "low" ETF fees (and, similarly, robo-advisor fees) are not comprehensive of the whole underlying fee structure - they are simply an overlay on top of several existing fee structures. We have a blog post which delves into this question in great detail here. In short, we believe that Fundrise investments offer lower fees and the potential for better returns. Here at Fundrise, we deliver our fee structure in a more direct, transparent manner. As our investments are private, many of the aforementioned fees do not apply. To see how our fees compare, please click here. As you can see, our investment products pay a 0.85% annual asset management fee and a 0.15% annual advisory fee, for an all-in annual fee of 1%. Moreover, the 0.15% annual advisory fee may be waived for three months through our referral program. For a full disclosure of our fees, please see the "Management Compensation" section of each eREIT Offering Circular here. In addition to these fees, the eFunds reserve the right to apply the potential fees below: Development Fee of up to 5.00% of the total development costs, excluding the property. We do not intend to charge this development fee unless there is no outside real estate developer on the project, and it has not been charged to date. We cut out traditional middlemen through full vertical integration and thus are an active manager of our real estate. For example, we manage construction, leasing, architectural design, rezoning, and act as a full property manager. We have a much more active and involved definition of asset management than a conventional investment advisor that normally simply buys stocks through eTrade, for example. We believe this is one of the reasons for our solid return performance. Note that this is unique because most platforms are web products while our platform disrupts the whole value chain, from the web portal to taking these vehicles public, all the way to the physical real estate property. We're actively managing the full life cycle of the properties under management, and this fee is directly associated with this large amount of work. Liquidation Fee of up to 1.50% of the gross proceeds from the liquidation of equity investments in real estate if our Manager is acting as the developer or is engaged by the developer to sell the units directly to homebuyer investors (HBIs). Normally a real estate developer or sales broker manages the disposition. We are by nature hands-on. If we take their place and perform this service, to ensure good execution, we would charge this industry standard cost. Please note, our Manager may choose to waive or defer any fee payable to it under our operating agreement. We comply with regulations and provide tax documents that are associated with these types of investments. As such, investors in each eREIT will receive a 1099-DIV. Investors in an eFund will receive a K-1, K-1 information, or substitute K-1, which will reflect their annual share of the eFund's taxable income or losses. We intend to notify investors via email when we upload these various tax documents to the Documents tab of each investor's dashboard in advance of each tax season. For additional high-level tax related information, please feel free to review the FAQs here. For any tax information specific to you, please consult your CPA or tax professional. In regards to sustainability, While we cannot guarantee future returns, we employ an extremely rigorous due diligence process - historically closing on fewer than 2% of deals that cross our desk - and only underwrite deals that we believe can thrive in a variety of macroeconomic scenarios. We underwrite toward long-term trends, target locations with deeply entrenched demand drivers and structural barriers to entry, and structure our deals in a manner designed to mitigate risk and maximize recover value. That said, we cannot guarantee future returns, and it is possible that a recession or other exogenous macroeconomic tail event could negatively impact the performance of our investments. Lastly, in regards to positive reviews, we appreciate the support of our investors who enjoy the platform. Please let us know if you have any further questions.
Graham Stephan (22 days ago)
I really appreciate the response from Fundrise and respect the clarity in response to those items! 🙌🏼
RedRetinaTV (23 days ago)
So its a cd at a higher rate?
quietlike (24 days ago)
Ill keep my money until the next wave down i think. Liquidation is a huge factor for me at least, considering weve gone up in real estate for the past. 10 years, were due. I want the cashflow, but want the liquidity an etf provides :/ I really sont like etfs either tho :(
Graham Stephan (24 days ago)
🙌🏼
Chris Banana (26 days ago)
Was debating throwing in 1k into fundrise as part of my "play money". I understood most of the issues before watching your video. But the returns, fees and tax issue, i had overlooked, or at least didn't properly compare it to a a normal REIT. Still may throw some money at it is, just as another thing to keep track of, cause why not?
Graham Stephan (26 days ago)
May as well!
Samuel (27 days ago)
Thank you for the video, very useful. If I could double like this video I would.
Graham Stephan (27 days ago)
Thanks so much!!
Victor C. (27 days ago)
Thank you, all of the time you saved us is priceless.
Graham Stephan (27 days ago)
you got it!
G Mell Talk (28 days ago)
i been with fundrise over a year with over $1600 and my fee is less than $2
ItsRealShadyG (29 days ago)
discovered this channel about 2 days ago. Watched about 15 videos. Some more than once. I gotta write you a rap song about Roth IRAs or something
ItsRealShadyG (29 days ago)
+Graham Stephan You gonna hear that rap soon, the hook gonna go like "SMASH DAT LIKE"
Graham Stephan (29 days ago)
thanks so much!!
toysvoice (1 month ago)
Great video!
Graham Stephan (1 month ago)
thank you!
Johnathan Grey (1 month ago)
If our leaders let the prices stay so high at half million per house, might as well become a poker player.
Dakota M (1 month ago)
Common dividends are taxed as long term capital gains. REITs, which is what fundrise probably is not sure haven't personally checked, are taxed as ordinary income or short term capital gains. The reason for this difference is the tax structure. In common dividends taxes are paid by the company 1st then dividends are paid and then you also get taxed on the dividends. With a REIT the company doesn't pay any tax on the income before it pays dividends and thus when you get your dividend it is at a higher tax rate because as we know the government always gets it's money one way or another. It ends up being about the same % of tax it's just a matter of who is paying it. Another note normally companies are under no legal obligation to pay out any dividend whereas a REIT is required to pay out the vast majority of their income in the form of dividends so that's that. For someone who apparently spent hours researching you'd think you'd know the basic tax rules for this. I mean how does anyone invest so much in real estate but know so little about investing in stocks. Diversify man both your money and knowledge.
Acid Head (30 days ago)
But you can use a Roth IRA for REITs right?
Khaleesi Ki (1 month ago)
I love how you do your work...
Graham Stephan (1 month ago)
Thanks so much!!
Germ Warfare (1 month ago)
Great video thanks 🙏
Graham Stephan (1 month ago)
Thanks for watching!!
begaqincer (1 month ago)
Am I missing something : I'm the crowdfund OWNER.I get 4K people to invest 500.00 Each...I buy a property for 2Mil..each year i give each investor 5%=25 dollars..even if i mad a bad deal I walk away with a free 2mill dollar property with no risk at all!!!!
Robert Lerma (1 month ago)
I liked before you mentioned the pages I needed this video thanks :)
Graham Stephan (1 month ago)
Thanks so much!!
ruben reed (1 month ago)
i literally just asked about this on another video and found this thank u...u r awesome
Graham Stephan (1 month ago)
Thanks for watching!!
EL YIMMY :V (1 month ago)
Thanks bro ,you saved me.i was about to open my account :V
Graham Stephan (1 month ago)
Thanks for watching!!
Wasifur Rahman (1 month ago)
You rock man. liked and subscribed- keep it up
Graham Stephan (1 month ago)
THANKS!!
Pablo Perdomo (1 month ago)
Awesome. I was going to invest.... not after this video. Thanks!
Joon Ro (1 month ago)
I believe the performance Fundrise shows is net of fees (https://fundrise.com/historical-performance?cta=Explore%20Historical%20Performance), so the fee part is not completely correct.
Courtney Dixon (1 month ago)
Thanks, Graham.
Graham Stephan (1 month ago)
thanks for watching!
Keith Koch (1 month ago)
Thank you for yout research.
Graham Stephan (1 month ago)
thanks for watching!
Investors United (1 month ago)
https://youtu.be/sbgoHPOcQmY
Yonatan Ofek (1 month ago)
king.
Graham Stephan (1 month ago)
Thanks $
mattd85 (1 month ago)
https://share.robinhood.com/matthed4640
A BC (1 month ago)
Hey Graham. What would happen if fundrise became Public traded company, would there be an upswing to who have invested in this company?
volerhaut (1 month ago)
shout out for the man who read 225 pages to provide us, lazy people who would never read that many pages about a website. Thank you.
Graham Stephan (1 month ago)
thanks!!
John Zion (1 month ago)
I am glad if I found this review. You are right, there are numerous "reviews" with referral links. I was close to investing, but, I think I'll hold of for now. Thank you
Graham Stephan (1 month ago)
Thanks for watching!
TwoMansSky (1 month ago)
Under 600k as affordable! I can't even imagine spending half of that seeing that im from the Mid-West Rust Belt
Graham Stephan (1 month ago)
Yeah west coast is a ton!
Big Financial Gaming (2 months ago)
Do the dividends automatically get reinvested?
Chantel Chacon Bouchard (2 months ago)
Hi, Great video, Have you checked YieldStreet? Thanks
Graham Stephan (2 months ago)
Haven’t looked into it yet!
xele fonte (2 months ago)
Well done video. And I agree with everything he said except (17:03). It’s far to early to call a company that was founded 9 years ago but didn’t get running until 2014...as not a scam. After all, Bernie Madoff LLC was not a scam by design but evolved into a major scam. Enron wasn’t a scam either, it was a legitimate energy company that turned into a scam. If 5 years from today, everyone loses their principle investment and never manage to recoup it from Fundrise, will Graham Stephan retract his statement at (17:03)? Rather than outright call it “not a scam”, I would just say “it doesn’t appear to be a scam.” We know the S&P index fund is not a scam because it’s been around forever....the same could be said about Vanguard which has been around a lot less. But, Fundrise still remains in its infant stage and far from a household name. Crowdsourcing companies like Prosper, LendingClub and Fundrise might be the new wave of investement but they are fairly young and not fully proven. I do have optimism about Fundrise just like I share pessimism that I could be locked out of my investment forever or lose via redemption price at (8:28). These are the things to be concerned about. Thanks for the well-informed video.
GuitarFan7 (2 months ago)
Bro I just wanna say you're a boss
Graham Stephan (2 months ago)
🙌🏼
robino41510707 (2 months ago)
Thank you for this! 👍🏾
Graham Stephan (2 months ago)
Thanks for watching!!
raider one (2 months ago)
It was entertaining lol
Graham Stephan (2 months ago)
Thanks!
bkbrown5881 (2 months ago)
Would love to hear your opinion on the "Fund and Grow". https://www.fundandgrow.com/Seems a bit sketchy to me.....
bkbrown5881 (2 months ago)
Absolutely great information here, I really appreciate your videos. I have been doing a lot of research on real estate investing lately and the information you provide on your channel has really helped me learn a ton in a short amount of time. Our house will be paid off in 4 years and we are thinking of making some investments.
Graham Stephan (2 months ago)
🙌🏼
ron mac (2 months ago)
This man is giving away millions of dollars worth of knowledge
Graham Stephan (2 months ago)
🙌🏼
designer|NL (2 months ago)
Stellar review, THANK YOU.
Graham Stephan (2 months ago)
Thanks!!
Eliza Knight (2 months ago)
I liked before I had watched the video :)
Eliza Knight (2 months ago)
+Graham Stephan Your channel is helpful and trustworthy. I really love it. Could you make a video about what is % should I invest monthly? After tax and bugeting, I invest 80% of whatever left in index fund and put 20% in saving for the house down payment. Is that the right thing to do? Should I put 60% stock, 20% house down payment and 20% cash (so I can invest them all in the recession)? I already have an emergency fund, I'm Dave Ramsey fan.
Graham Stephan (2 months ago)
THANKS!!
Terry Williams (2 months ago)
Thanks Graham I was considering thinking 🤔 about giving Fundrise a try. But as I think about it I don't believe I will now
Graham Stephan (2 months ago)
🙌🏼
MIN MCMAHON (2 months ago)
Graham, you are amazing! appreciate your analysis. Impressed!!!
Graham Stephan (2 months ago)
🙌🏼
Hans Gruber (2 months ago)
Great in depth review
Graham Stephan (2 months ago)
Thanks!!
Ana Camps (2 months ago)
You're very informative, and amusing to watch! 🤣 I've learned a lot from you
Graham Stephan (2 months ago)
Thanks!!
juan fajardo (2 months ago)
So where do you recommend me to invest $1000 what are the best web sites or platforms real states to invest?
Gert-Jan Kuylman (2 months ago)
Thank you for your vid
Graham Stephan (2 months ago)
you got it!
Beverly Vacuum (2 months ago)
Get a better mic, you need to lower your voice 1/2 an octave.
CyclingJunkieUSA (2 months ago)
Thanks bro!
Graham Stephan (2 months ago)
🙌🏼
Brownie Greg (2 months ago)
thanks for reading that fine print
Graham Stephan (2 months ago)
You got it!
Equity Advantage 1031 Exchange (3 months ago)
To learn more about THE MOST POWERFUL WEALTH BUILDING TOOL IN REAL ESTATE - The 1031 Exchange, head to our channel NOW!
2dramaNaijatv (3 months ago)
Good option for those trying to enter into real estate investing but don't have big capitals to purchase properties.
Medik2525 (3 months ago)
My experience with Fundrise: Invested $500 in Jan 2018. Invested an additional $100 a month for 10 months. Pulled out in Nov 2018 with penalty of approx $30. Got my initial investment plus $80 of interest and dividends gained. Total profit...$50.00
Aaron Flynn (1 month ago)
10% gain in 1year isn't bad, I have the same numbers accept I haven't gotten out yet. I guess the question is wether it will continue to experience these returns...
Medik2525 (3 months ago)
FYI it took about 2 months for my money to hit my account. Fundrise only distributes once a quarter.
Carlos Rivera (3 months ago)
Great Video, thank you for creating it.
Graham Stephan (3 months ago)
thanks for watching!
Israel Hernandez (3 months ago)
What are the vanguard s&p 500 that you mention ?
Graham Stephan (3 months ago)
VTSAX or VFIAX!
Logan Berry (3 months ago)
For some one just graduating High school. And living in the country what would you suggest doing? We have bigger towns around us that rent apartments out for average $600. But there are houses around that have mortgage payments for as low as $300/mo. For me I would want to purchase them and rent them out. Not really sure how all this works. Please if you have any coments share them. Also I can contact any one via phone or social to have more of a conversation. Thanks
Ayush Srivastava (3 months ago)
My god u work very hard It will payoff very very big👏👏
Graham Stephan (3 months ago)
Thanks!!
Dr. Runk Pudinski (3 months ago)
https://youtu.be/YMCDZujb2QI
Wanderwoman (3 months ago)
Thanks for doing this! That's a lot of research!
Graham Stephan (3 months ago)
you got it!
Daniel Skinner (3 months ago)
We buy houses. Add us to your buyers list. Call or text us for our criteria and locations. 818-326-4022 honeybeeinvest.com. We guarantee to buy your house!
John Doe (3 months ago)
Thank you Graham. I would not have read all of those pages and your efforts are appreciated. Clicked like and subscribed to show my appreciation.
Graham Stephan (3 months ago)
Thanks so much!
Too Boss MC (3 months ago)
My mans really read a book of legal documents to educate us. Love you, Graham <3
Graham Stephan (3 months ago)
thanks!!
God Must Die (3 months ago)
Wait Wait Wait. Go back and watch the 9:03 mark again. "They have the authority to limit redemption IN ANY QUARTER". So they can hold your investment indefinitely? And use the excuse of not having a buyer?
Graham Stephan (3 months ago)
Potentially yes.
Romell Wells (3 months ago)
Lol you just fucked up fundrise intire bussiness plan. Lol😏😀
Graham Stephan (3 months ago)
😜
MsOnitemi (3 months ago)
You did an awesome job!! I was about to buy into the hype and thank GOD I came across your video. You are a God send👍🏾
Graham Stephan (3 months ago)
Thanks so much!
ron west (3 months ago)
great old video GS SO YOUR BEST REIT IS ??? NOT FIN ADVICE --- WHEN U POINTED AT YOURSELF & SAID U READ ALL 225 PAGES THAT WAS SUPER FUNNY, WOW JUS FOR US U ARE SPECIAL..... KEEP UP THE GOOD CONTENT !!! 999
Graham Stephan (3 months ago)
Haha thanks :)
Peter Hsiao (3 months ago)
Since Fundrise is an eREIT, I wonder how much correlation it has with the stock market. Anyone invested in Fundrise right now, have you seen a dip in returns in recent months (Nov-Dec 2018) due to the stock market correction?
Nadeem Mansouri (2 months ago)
So i have invested in fundrise and there wasnt any correlation with the stock market.
greentea (3 months ago)
eREITs are not traded on the stock exchange as say a Vanguard REIT is so it does not have a direct correlation. It may be affected during a downturn in the economy due to slowdown of new construction, difficulty acquiring tenants, etc.
Francisco Parada (3 months ago)
Thank you Graham!
Graham Stephan (3 months ago)
Thanks for watching!
giantbryant55 (3 months ago)
Can you talk about the pros and cons of HomeUnion?
Greg Stokes (3 months ago)
Thanks so much for reading the fine print and providing your opinion. Love your style brother. Gonna stick with Vanguard Index Funds.
Graham Stephan (3 months ago)
You got it!
Omkar Dash (3 months ago)
You add an exponential amount of value for the time I spend watching your videos. Good work!
Graham Stephan (3 months ago)
Thanks!!
Abel Galaz (3 months ago)
Thank you for all your research love this honest review
Graham Stephan (3 months ago)
thanks for watching!
Jeff Newman (3 months ago)
Um.... all of the properties shown are near USC and, as any LA local knows, move two streets away from USC and you’re in the complete utter ghetto. I wouldn’t invest in that whatsoever. Too risky for me, but best of luck everyone!
Jeff Newman (3 months ago)
Graham Stephan I guess with my job, I have seen the worst human beings on the planet there and I don’t see it getting any better. Location location location right? Haha I’ll stick to the South Bay area where everyone wants to live. But on a positive note, I love your videos, you have a new subscriber with me, and respect that you tell the truth 👏🏻
Graham Stephan (3 months ago)
I would ABSOLUTELY invest down there...the amount of money pouring in is CRAZY in those areas!
dl tyler (3 months ago)
Greatly appreciate the breakdown.
Graham Stephan (3 months ago)
Thanks!
Chris Scott (3 months ago)
Great review.
Graham Stephan (3 months ago)
Thanks!
Thupten Tom (3 months ago)
What a research! Totally unbiased pointing out both pros & cons. Looking forward to hearing more. Merry Christmas.
Graham Stephan (3 months ago)
Thanks!!
Jake C (3 months ago)
Great pointers Can you do one on the cannabis investment app Stash too?
Ben Levitz (3 months ago)
That's why the world needs people like Graham
Graham Stephan (3 months ago)
🙌🏼
Retribute (4 months ago)
Extremely helpful in my research. Appreciate you as always.
Graham Stephan (4 months ago)
Thanks!!